Finhaq is the fincrime platform for banks and fintechs: customer screening, transaction monitoring, fraud detection, fund tracing, and regulatory reporting, unified behind one API and one risk picture of every customer.
Every illicit scheme, from fraud to trafficking to corruption, ends the same way: as transactions inside a financial institution. That makes your platform the last line of defense, and the first place regulators look.
The UN Office on Drugs and Crime's standing estimate — trillions of dollars looking for a clean exit.
Most laundering succeeds. Detection quality at the institution level is where that statistic gets decided.
Weak screening and late reporting are now existential risks, not back-office problems.
Onboard, monitor, investigate, report. Every stage shares the same risk picture of the customer, so nothing falls between tools and every decision is explainable to a regulator.
KYC/KYB verification against sanctions, PEP, and adverse-media data in the same call. Risk-tiered onboarding, not one-size-fits-all friction.
Regulatory rule packs per country, behavioral risk scoring, and counterparty screening on every event — verdicts in under 200ms.
Alerts become cases with every signal, link, and fund movement attached. Officers work one queue, not six dashboards.
STR filing workflows built for the NFIU, with narratives, evidence, and a field-level audit trail assembled as you work.
Screening is only as good as the data behind it. Finhaq fuses global risk intelligence with what happens inside your own product, then connects the two, so a name on a list becomes a network you can act on.
OFAC, EU, UK, UN, and local regulator lists, synced continuously, screened with fuzzy matching that survives transliteration and typos.
Politically exposed persons, their relatives and close associates, plus negative-news screening across global and regional sources.
A mule account traced at one institution is flagged at every institution on Finhaq. Criminals can't just bank elsewhere.
When financial crime hits, stolen funds don't disappear. They layer. Finhaq traces money across accounts, hops, and institutions in real time, so the trail leads somewhere: a frozen account, a recovered transfer, an STR with the full story attached.
Funds moving through mule accounts are followed link by link, across the network.
Receiving accounts are flagged and frozen before funds cash out.
Every trace is packaged with its chain of custody for regulators and law enforcement.
Finhaq learns how every account actually transacts: devices, locations, velocity, networks. When behavior breaks pattern, the trust score drops, a case opens, and below a critical score the account freezes itself.
No blacklist to maintain. No rule to write. The behavior is the evidence.
Finhaq builds a living risk score for every customer and counterparty from screening hits, devices, velocity, networks, and behavior. When the score crosses your threshold, enhanced due diligence opens itself, the case is assembled, and risky movement is held.
Fewer false positives for your team. Fewer free passes for criminals.
Regulator rule packs per country, thresholds in local currency, and checks that adapt to each market. Every verdict carries its own explanation, and every field change carries an audit trail of who, what, and when. Entering a new market is configuration, not a rewrite.
Stream signups, logins, and transactions through simple API calls and SDKs. Full context, a few lines of code, one integration.
Screening, rules, and behavioral risk run on every event, automatically, in real time. Every score arrives with its reasons attached.
Work one queue: review flagged activity, trace funds, freeze accounts, and file STRs from a single dashboard.
We own the core engines. That's why our pricing is flat, and why yours can be too.
Sensitive fields encrypted with searchable blind indexes.
Your infrastructure, your data, your jurisdiction.
Multi-tenant separation by construction, not policy.
Tested against automated OWASP scanning.
We've partnered with Huawei Cloud to stand up local infrastructure in Lagos, keeping customer and transaction data within Nigerian borders. Lower latency, local data residency, and compliance with NDPR and CBN data localization requirements, without giving up the performance of a global cloud.
A regional infrastructure partnership bringing Finhaq's fincrime engines closer to the institutions they protect, hosted locally in Lagos.
Engineering deep-dives from the team building Finhaq, and practical compliance writing for financial institutions.
Transactions are edges, not rows. The graph model and mule signatures behind tracing stolen funds in 190ms.
Sep 26, 2026 · 10 minParallel fan-out, per-engine latency budgets, and fail-open design that never silently skips a check.
Sep 27, 2026 · 9 minFirewalls watch the network; attackers log in. The signals that catch ATO before money moves.
Sep 28, 2026 · 9 minPer-account baselines, the trust score math, and the auto-interdiction threshold below 20.
Sep 29, 2026 · 8 minSee Finhaq screen your own customers and transactions in a live demo. Thirty minutes, your scenarios, real verdicts.
